Why You Need A Company Card

The company card is one thing that digital will not completely replace anytime soon. Here are a few reasons why the old school business card remains significant, and why you need to have a pocket full of them constantly.

  1. Swapping contact information digitally is unbiased

Networking is about making real connections. Sending contact info via text or email on the place is convenient but it is also extremely impersonal. Engaging in eye contact and real conversation is the way real relationships begin.

Two people with their heads buried in their telephones typing away will not produce any sort of significant memory of their experience. It is easy to transfer the data from a business card to your mobile device after the dialog.

  1. They are the best direct marketing tools

Email advertising, search engine optimization and paid press all do an excellent job of bringing prospects and leads, but they still are not as successful as an in-person meeting sealed with a handshake together with a business card exchange.

You can encounter a possible lead or contact anytime; tradeshows, business conventions, happy hour, airport lounges, at a restaurant. When choosing to equip yourself with business cards at all times, you will make certain you never miss a chance to earn a valuable company connection. Keep some in your pockets, wallet, money clip or notebook bag so the next time you encounter a prospect you are prepared.

  1. A business card is the first impression of your brand

When you meet somebody that could possibly be an excellent prospect or connection, do you want them to walk off with a terrific first impression? A memorable business card, with a specific print design does a lot more than simply pass on an email address or telephone number. When I make a connection via my business card, I really do not want my new related to the word cheap. A retail store hoping to make a terrific first impression would not produce a storefront sign using a bit of cardboard and a Sharpie, perhaps go to an actual printing business and get some signage printing done. I have that exact same mentality in regards to my business cards. Yes, they may cost more, but think of how many unnecessary expenses you can cut to allocate funds for good business cards. Hold off on the Ping-Pong table and espresso machine to your office and get some business cards in which will make a terrific first impression.

  1. Creative business cards become shared — continuing to advertise for you wherever you are

A business card is a physical thing with positive prospect which leaves the experience with your client. Your brand remains with them. If you meet with a prospect and exchange email addresses and telephone numbers you every walk away with a different contact on your cellular phone — it ends there. If you hand over a creative business card which makes a excellent impression that person is very likely to reveal it to others, putting you and your brand before additional prospects.

  1. Business cards show you are prepared

Have you had someone want to give you their contact detail but cannot as they do not have a pen or paper? How about somebody that had a cell phone with a dead battery? It is not the most professional approach.

If you met two people and one was scrambling to locate a pen and something to write on and another person simply pulled out a company card, who would you want to work with? Showing that you are ready at all times is a wonderful indicator that you are professional.


Home Buying Stress for Aussies

For most young people and prospective first home buyers, looking at house prices in Australia can be just gloomy. They are out of reach, beyond the wildest dreams of many. You know it. We know it. It has been shown in survey after survey, in decidedly average cottages selling for almost $4 million, in un-renovated houses going for far over the book, in weatherboards flatly described as “tired” going for more than $1 million.

Between 2002 and 2014, home ownership rates for 25 to 34-year-olds dropped almost 10 points, to below 30 percent. Australia was crowned with the ignoble distinction of being third least affordable housing market in the world, with Sydney’s median home price — around $800,000 — between 10 and 12 times the median earnings, depending which poll you look at. A current Domain survey found there were just 17 suburbs in the greater Sydney area where homes were inside the median price point of $469,000.

What exactly are young people and aspiring homeowners to do right now? Let’s say you have a savings program and a monthly budget, your savings account is growing steadily, you are diligently socking away your shift, you are avoiding spending large at the pub on nights out, and you have even cut down avocado toast and soy lattes, and don’t forget cutting back on gaming coins — but you are still nowhere close scraping together enough to get a housing deposit.

What now?
HuffPost Australia chatted to five currency specialists — financial advisors, economists and much more, and we asked, in general terms, what a young man (for the sake of the debate, aged between 20 and 30) with an adequate amount in their bank accounts (for the sake of the debate, between $10,000 and $30,000) could be doing to increase their savings, rather than looking at the bitcoin exchange rate.

Obviously the main thing, once you’re saving, is to keep saving. Laura Higgins, senior executive director of fiscal capability with ASIC’s Money Smart service, said putting together a simple budget was a simple way to highlight unnecessary expenses and boost your savings.

“ASIC’s ‘monitor my spend’ tool will help you reach the point where you are on top of handling day-to-day expenses. It makes it possible to identify needs from desires, to discover places you could find to put away more,” she said.

Every little bit counts. When we speak with our younger clients about saving, as opposed to talking about the long run and how you must save $100,000, you should consider it in tiny increments. The total sum doesn’t appear insurmountable that way. As soon as you’ve got a good amount saved up, it is time to consider how to deploy that cash. Interest rates are at record lows, so keeping it locked up in a bank account probably will not add much to your bottom line at the moment. Each of the experts suggested aspiring homeowners check out investments — stocks, managed funds and the like, as a means to boost these savings, even try asking your commercial agents for advice on the matter.

Managed funds see your money directed into the stock exchange, but rather than you going directly to your stockbroker or online to make trades, or on house or office leasing, you put your cash in the hands of fund managers who make those choices for you. Your money is pooled with a number of other individuals, and invested in a selection of different stocks. It will cost more, as you are paying for specialists to make those investment decisions for you, but you leverage off the knowledge of these experts and do not need to rely on yourself to make the perfect call. Our specialists also recommended speaking to financial planners about what to do with your cash. A financial planner will take account of how much money you have, how much you need to invest, how long you are prepared to keep your money in that investment and if you’d like it back, and how much risk you are prepared to take on — as they say, more risk, more reward.

Get In Early
While considering stocks can appear intimidating and rather grown-up, experts say you’re never too young to dip your toe in the investment seas. Many investing manuals are geared toward older people with more wealth and resources, young people can get in the industry even if they are not aiming for a major purchase like a house. St George’s Chan said young people could consider investing to raise money for a vacation, new car or another enjoyable buy.

Do Your Homework
But while investing and cash tricks can be a fantastic way to boost your savings up, being smart about other choices can be just as important. In buying a house, for example, it pays to learn more about the first home buyer grants, bonuses and incentives available around the nation.


Marketing Tips for Mortgage Brokers

Mortgage broker marketing is based on traditional advertising procedures. Marketing automation enables mortgage brokers to make automated messages based around individual customer requirements and feedback. Let us look at a few essential marketing tips for Mortgage Brokers, which are all about engaging customers and fostering loyalty, while also lowering your workload.


  • Utilize social media to your advantage

If you are not active on social networking, you are passing up the chance to connect with new prospective clients. Marketing for mortgage brokers is essential, and so is social media. This is an excellent way to display your knowledge as a mortgage agent, join with other businesses in the community, to build brand awareness, answer customer questions and more. Use automated sociable media management to get the most out of your time.


  • You will need to create your mortgage broker services stick out from the crowd

One method to call positive attention to your business and attract new customers is by obtaining referrals. After every client you help, request a referral. You can easily do this via easy online surveys. An all-in-one mortgage broker advertising solution will let you easily create and distribute surveys. You will not receive a referral from each client, however you’ll find some, together with a great deal of useful feedback that will help you improve your services.


  • Track your internet contributes to detail so that you can connect with them personally

Even if a guide comes to your site and does not leave their contact information, it is still possible to gather plenty of information about them. Lead monitoring follows a lead, can track where they come from, records which links they click and so forth. This builds up a detailed personal profile for each guide. If the lead does leave their email or contact number, you can then reach out. Constantly gathering online data enables you to understand which parts of your site get the most attention so that you can optimize the website. Personal profiles also let you get in touch with leads according to their unique interests and online activity.


  • Chat live with customers and leads directly on your website.

A live chat tool is valuable as it provides a means to contact online visitors immediately instead of them calling and waiting on the telephone. While they are surfing your site, the live chat is always available on their display. You’re there to answer any questions or point them in the ideal direction.


  • Produce personalized mortgage broker campaigns for all your customers

With marketing automation, emails may automatically go out to each customer based on their particular needs and preferences. This can help you build loyalty and involvement with customers, but you do not need to spend any additional time creating campaigns. Simply select how you want your messages to be sent and they will go out to your customers at the suitable time.


How can I do all these communication and marketing tasks?

Which sort of solution lets you accomplish all these varied mortgage broker marketing ideas? An all-in-one marketing automation solution is the best way to go. It is possible to use multiple solutions to look after all your communication and marketing needs but that adds up fast. It is expensive paying a great deal of different monthly statements and it gets complicated with multiple accounts and multiple sellers.

An all-in-one mortgage broker marketing solution keeps all of your data in one location so you can reuse it as needed. You have just one bill to pay, so it is affordable even in case you’ve got a small business. All your customer data is stored in one area, as are all of your campaigns, content and images. By doing this, you have access to everything if you want it and you’ll be able to grab information instantly.


New Support For The Flying Doctor

The Royal Flying Doctor Service is a key service which dedicates their time to the local and rural community. The Royal Flying Doctor Service Central Operations (serving SA/NT) has announced the launching of a significant partnership with outback icon and among the country’s largest beef producers, S. Kidman & Co. In recognition of this $500,000-plus sponsorship deal, a RFDS ‘flying intensive care unit’ bearing the S. Kidman & Co logo was unveiled last week by the corporation’s Executive Chairman, Gina Rinehart, in the RFDS’ aeromedical foundation at Adelaide Airport.

The medically-equipped aircraft, the Pilatus PC-12 VH-FXW (Foxtrot-X-ray-Zulu), is one of 67 RFDS aircraft located across the nation, many of which serving the outback regions of northern and central Australia in which the S. Kidman & Co channels and communities operate within.

Kidman & Co runs over 160,000 beef cows across 11 pastoral properties and a feedlot covering 80,000 square kilometres in three states and the Northern Territory. It is owned by Australian Outback Beef, a joint venture of Hancock Prospecting and Shangai CRED. Hancock Prospecting Executive Chairman, Mrs. Gina Rinehart, says she is quite happy to be aligning the S. Kidman & Co brand alongside Australia’s pioneer in aeromedical and primary healthcare in remote and rural Australia.

The RFDS has provided a lifeline to the bush communities for almost 90 years. It’s remarkable to think that in South and Central Australia alone the RFDS airlifts 25 patients every day – over 100 across the country every day,” Mrs Rinehart says.

“Our board and our staff are proud to be playing a role in helping to make this happen, and to now have the Kidman brand on a RFDS ‘flying intensive care unit’ that will conduct two missions every day is something we hope will be helpful to many people and help to save lives,” she says.

RFDS Central Operations chairman, Loretta Reynolds, says the effect of S. Kidman & Co.’s direct financial aid will be far reaching, as they can now afford health equipment rentals, and other needs for this to continue such as fall prevention training for the rural and remote elderly using this service.

VH-FXZ or ‘Zulu’ as it’s known to crews, is the latest $7 million ‘flying intensive care unit’ to combine the RFDS Central Operations fleet situated across Adelaide, Port Augusta, Alice Springs and Darwin bases. ‘Zulu’ is the 1500th PC-12 made by Pilatus, and the 20th delivered to RFDS Central Operations who was also the worldwide launch customer of the Pilatus PC-12 in 1995. In only its first ten months of service to the community, ‘Zulu’ has hauled 119 patients from 38 remote and rural locations throughout South Australia — and beyond.

The aircraft came to aeromedical service on 1 October this year and has been tasked with airlift injured and critically-ill patients throughout South Australia, from regional centers like Mt Gambier, Renmark and Port Lincoln, to outback places as varied as Coober Pedy, the Nullarbor and Marree on the Birdsville Track. Its initial interstate flight came on October 10; the move of a newborn baby from Adelaide to Melbourne for life threatening heart operation.

For another decade VH-FXZ will continue to help members of the community, providing services which range from the:

  • Emergency evacuation of the wounded or critically-ill from outback communities;
  • Aeromedical transport of patients interstate for live-saving operation like organ transplant and heart operation on newborn infants
  • Delivery of essential primary health care like GP consultations and immunisation of children during ‘fly-in’ health clinics to remote communities; and
  • Transport of patients from regional and bush hospitals to major hospitals in Adelaide, Alice Springs and Darwin for higher levels of care.

Is Acne Linked to Genes?

What is acne and what causes it in hormone skin?

Acne is caused when the pores of the skin become clogged with excessive oil, or sebum. Rampant hormones cause the body to create this additional sebum, which may become a breeding ground for bacteria that thrives in the extra oil on puberty fueled skin. Coupled with this, as dead skin cells regenerate and drop from the skin, they could get trapped in this fatty, bacterial combination.

The acne many teens experience is called ‘acne vulgaris’ and appears on the neck, face, chest, shoulders and back.

Do genes play a role in acne?

While you might have suffered from acne on your own teenage years, no research has yet concretely proven genes play an integral role in problem skin. But if your adolescent’s skin is comparable in oil production to yours in the period of puberty, it appears likely they’ll also experience acne.

Acne versus pimples

There is a clear difference between acne and the occasional pimple. Acne also seems persistently and for extended periods in the very same regions of skin. Some over-the-counter treatments will create pimple outbreak, whereas acne, and specifically severe acne, requires more aggressive treatment and must be treated with medication or acne treatment prescribed by a dermatologist.

What treatments will help my child’s skin improve?

During puberty, the best remedy for acne is a combination of advice and topical remedies prescribed by a GP or dermatologist, also keeping the skin clean, not touching the affected area and improved diet to relieve symptoms, or you could try laser treatment.

Diet and acne

Some experts consider foods high in both saturated and trans fats contribute to migraines in the skin prone to acne. Others consider diets high in carbs, or excessive food intake, result in higher hormone production and therefore more acne breakouts.

Tension and acne

Contrary to popular belief, studies haven’t yet found stress alone to be a cause of acne in pubescent skin. When stress and teenage hormones mix, they can trigger the skin to produce more sebum or oil, which leads to blocked pores. Furthermore, acne itself will often lead to extra strain for a teenager, which makes her feel self-conscious about her spotty skin.

Therapy of acne

In case you have concerns about acne or problem skin throughout your adolescent’s puberty, take her to see a GP, or better still, a dermatologist. A health professional can assess the degree of the acne and also take action to improve the condition of the skin. Dermatologists are the best equipped to deal with severe acne; those treatments may take the kind of medication or medicated creams to decrease the effect of the problem.

There are a bevy of over-the-counter products to care for the occasional pimple and even moderately severe acne, from cleansers, on-the-spot treatments, lotions, creams and face masks. Be wary of the merchandise you buy, as some can contain ingredients too harsh for young skin and cause additional inflammation. Search for terms like ‘oil-free’, anti-bacterial, and ‘deep cleansing’, and always follow instructions. Watch the amount of alcohol in a product; also much will dry out the skin, causing it to make even more oil.

Acne and Care

There are some basic hygiene tips to keep acne at bay for teenagers experiencing bad skin:

– Wash the skin on the face lightly twice a day using a medicated wash. Also do the exact right after vigorous game, or a hot day.

– Use a gentle toner, which has balancing and antibacterial properties within the skin after washing.

– Follow with an oil-free, anti-acne cream or ointment with anti-bacterial properties.

– For body acne, use a medicated body scrub in the shower, and wear loose fitting, breathable clothing.

– A deep cleansing, anti-bacterial mask once per week can extract built up oil in the skin.

– Keep long hair tied back


The Future of Cars

The ongoing evolution of the modern car is arguably among the most exciting and most important developments in the technology world today. In reality, it is probably among the most important business and social stories we have seen in a while. If ever there was an industry ripe for disruption; and needing a technician overhaul, the automotive sector is it. The reason? Insufficient progress on advancing the firm’s automobiles ahead in the technology domain, especially with respect to electric vehicles, autonomous driving and new kinds of transport service-focused business models. As has been noticed by many, these three capacities; electrification, autonomy, and automobiles as a service are considered the key trends driving the automobile market now and into the future, at least as far as Wall Street is concerned. In fact, the picture is not nearly that easy, but it is apparent the tech-industry-driven initiatives are driving the agenda for today’s car makers. And it is pushing a number of them into uncomfortable positions. Advancements in technology means that adding steel bull bars won’t help in today’s growing society, we will all have to consider upgrading to multimedia.

It turns out, however, that in spite of the importance of this crucial evolution of cars, this is one of the problems that is a lot more difficult to conquer than it first seems. Part of the problem is that as automobiles have advanced and various technologies are integrated into them, they have evolved into enormously complex machines. Rather than just adding slight changes to your car or the way it looks, for example by adding a nudge bar or some hot wheels, cars today will be adding a multimedia installation, or perhaps two. Today’s cars have as many as 150 programmable computing components (commonly called Electronic Control Units, or ECUs), surprisingly big (and heavy) quantities of wiring, numerous unique kinds of electronic signaling and interconnect buses, as well as 100 millions of lines of applications, as well as the thousands of mechanical components necessary to run a vehicle. Frankly, it is somewhat of a miracle that modern cars run and they do, although reports of technical glitches and other problems in newer cars do appear to be on the upswing.

Besides the mechanical and computer architecture benefits of the cars themselves, the organizational and business model sophistication of today’s car companies and the entire auto supply chain also add to the problem. Having evolved over the more than 100-year history of the automotive sector, the system of multiple Tier 1 providers, such as Harman, Delphi, Bosch and many others, purchasing components from Tier 2 and Tier 3 suppliers down the chain and auto brand OEMs (including Ford) piecing together multiple subsystems from various mixtures of Tier 1s to construct their cars is notoriously intricate. But throw in the fact that there are often groups within the car maker that are especially responsible for a particular ECU (for example, say, heating, air conditioning and other “comfort” controls) and whose jobs might be at risk if someone suggests that the company switch to a simpler structure.

If ever there was an industry ripe for disruption, and needing a technician overhaul; the automotive sector is it. That is why many conventional car makers are involved, and why many tech companies are salivating at an opportunity to have a piece of the multi-trillion-dollar international automotive sector. The technological and business model for autos is slowly but surely moving towards a software-and-services-focused strategy. It is also why companies like Tesla have made such a splash. Despite its very small sales, it is regarded as a credible effort to drive the sort of organizational and technological disruption that lots of individuals believe is required to transform the automotive sector. In truth, though, due to the inherent and ingrained nature of the automobile supply chain, even Tesla must follow a number of the conventions of numerous Tier 1 providers, etc., that its rivals use. The issue is that deeply embedded.

But even as those issues get addressed, they are really only a prelude to yet more innovations and opportunities for disruption. Like many contemporary computing devices — and, to be clear, that is what today’s automobiles have become — the technological and business model for autos is slowly but surely moving toward a software-and-services-focused strategy. To put it differently, we are moving toward the software-defined “digital vehicle.” For that to occur, several key challenges require to be addressed. Most of all, major enhancements in automotive safety; both through architectural alterations and software-driven advances need to happen. The capacity for life threatening problems if either autonomous or standard automobiles get hacked should make this point painfully obvious. Connectivity options, speed and reliability additionally have to be improved, and that is where industry-wide attempts like 5G and particular goods from vendors like Qualcomm and Intel can make a difference.

Ultimately, prestige car companies and critical providers need to work out the types of services that customers will be prepared to pay for and deliver platforms and architectures that may enable them. Like many other kinds of hardware devices, profit margins on automobiles are not so big, and with the increasing amount of technology they are going to need, they might even begin to shrink. Because of this, car businesses will need to think through various means of generating income.

Luckily, a number of technology startups and established sellers, such as Harman, are focusing on creating cloud-based platform delivery systems for automotive services which are anticipated to begin bringing these capabilities to life during the next several decades. Like any major transition, the move to a digital vehicle model will not be easy, fast, or bump-free, but it is certain to be an interesting ride.